The Company We Keep

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The Company We Keep

  • The Milner Group

    The Milner Group is a full service insurance brokerage agency providing impaired risk, life, annuity, health, disability and long term care insurance products to agents nationwide.


    In 1866, Major John C. Whitner sold his first policy for property and casualty insurance to one of the many Atlanta businesses recovering from the Civil War. Little did he know the profession he was adopting would still be apart of his family six generations later.

    In 1958, Willis J. Milner, Jr. the grandson of Major Whitner, began working with life insurance carriers encouraging them to insure medical risks that had previously been considered uninsurable within traditional underwriting practices and guidelines. As it happened, his efforts helped revolutionize the manner and method in which insurance coverage was designed and delivered to those with medical problems.

    When Willis J. Milner, Jr. started the company in 1958, it was the first brokerage agency in the South. In 1979 when we hired computer programmers to design a multi-company application processing system, it was the first in brokerage. When the National Association of Independent Life Agencies created their prestigious HD Mooers award and elected the recipient, Seixas Milner was the first. When choosing an insurance broker to pilot their imaging and uploading systems, three carriers had chosen The Milner Group to be their first. We were the first to start brokerage, the first to automate and the first to image.

    First Protective

    Since 1983, First Protective has served the needs of the independent insurance producer and financial advisor. Today, First Protective is one of the largest and most respected brokerage firms in the country. Specializing in advanced case design and impaired risk underwriting, First Protective provides a one-stop shop for high end producers throughout the southeast and across the country. In a market in which products are rapidly becoming commodities, First Protective knows the value of customer service, useful ideas and a solid track record of experience. "World-class service with southern hospitality®."


    Brokerage: Life, Annuity, Long Term Care, Disabilty, Wealth Transfer and Investments

    Zander Insurance Group

    For over 80 years, The Zander Insurance Group has been a name people have turned to with confidence for all of their insurance needs. From our humble beginnings in the 1920's to our current modern facilities, our fourth generation firm has grown to be one of this country's largest independent insurance brokerages. With unparalleled carrier representation offering the widest array of competitive products and services to meet our clients' needs, Zander has become the agency of choice.

    Whether it's life insurance, health, automobile, home owners, employee benefits, business, long term care insurance, identity theft protection, no other company represents more carriers, or has more products or options than Zander. We maintain an array of cutting edge products that assure competitive pricing and quality programs for all our clients.

    We are proud of our tradition but we're also working hard to build a strong foundation for the future. Our internet site is intended to be informative and helpful, and will simplify your insurance review process. Whether you are seeking product and coverage explanations, requesting a competitive proposal review, or applying for coverage, we strive to be thorough and professional. We are constantly working to find innovative ways to assist our current and potential clients.

    American Financial Network

    American Financial Network was formed to provide the insurance community with a unique distribution solution by combining state of the art technology with innovative products from our close relationships with most major insurance carriers. Our goal is not to change your organization, but to enhance operations allowing you to maximize your potential.

    Through the years we've developed many valuable relationships. Our organization has evolved, as has our industry. We are a National Marketing Organization and a founding member of AIMCOR. As we have expanded our resources, we have been careful to maintain only the highest standards; carriers with the highest ratings, products with the most competitive costs and the benefits your clients require, advanced marketing expertise with turn-key solutions to help you build your business and close those bigger cases, responsive underwriting and the highest commissions.

    Innovative Underwriters

    Innovative Underwriters, LLC works with a variety of insurance carriers. Any product guarantees expressed in a carrier's policy/contract are backed by the claims paying ability of the issuing carrier and/or its named subsidiary. Innovative Underwriters, Inc. is a wholly-owned subsidiary of The Guardian Life Insurance Company of America, New York, NY. Innovative Underwriters, Inc is insurance licensed in AL, AZ, AR, CA, CO, CT, DC, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY . This Internet site may provide links to other sites for your convenience in locating related information and services. Innovative Underwriters, The Guardian Life Insurance Company of America (Guardian) do not maintain these other sites and have no control over the organizations that maintain the sites or the information, products or services these organizations provide. Innovative Underwriters and Guardian cannot make any representation or warranty as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to this Internet site or incorporated herein, and take no responsibility therefore. Innovative Underwriters and Guardian do not recommend or endorse these organizations or their products or services in any way. Neither Guardian, nor its subsidiaries, agents or employees give tax or legal advice. You or your client should consult with your tax or legal advisor regarding your individual situation. Neither Guardian nor its subsidiaries issue Long Term Care Insurance.

    Brokers Clearing House

    Founded in 1975, BCH has grown from a couple of employees to our current size by establishing solid relationships with our advisors, our carrier partners, and key resources in the national marketplace.

    Unlike many of our competitors, we are not simply a source for products. Rather, we are an essential resource for creating solutions. Leveraging on our diverse and talented team of experts, we analyze each situation thoroughly to ensure that advisors have the perfect solution for their clients. Knowing how to match clients with insurance carriers requires finely tuned underwriting expertise. Over the years, we have repeatedly won national recognition for our ability to problem solve and place the most challenging cases.

    After enjoying success regionally, we extended our capabilities significantly in 1995 when BCH became a founding member of LifeMark Partners. Over the years, LifeMark Partners has grown to become one of the top marketing organizations in the country. Although our affiliation with LifeMark has given us national clout to provide the resources needed by our advisors nationwide, we have maintained our small-town emphasis on service by always putting our advisors and their clients first.

    Partners Advantage

    Partners Advantage is an independent insurance marketing organization and nationally recognized leader in the life insurance, annuity and linked benefit products marketplace. Working with dedicated financial professionals and agencies, we strive to achieve our VISION of American families protected and secured.

    We focus on providing added value to agencies through training, specialty services, enhanced case support and business planning. We also serve thousands of independent financial professionals and national accounts through regional offices and our Premier agencies.

    Netstreet Brokerage

    Netstreet Brokerage is a premier, individual Life, LTC, DI, and Annuity insurance Brokerage General Agency. Headquartered in Nashville, TN, Netstreet Brokerage supports 1,300 independent insurance agents in 45 states through 9 regional offices, owned and operated by the most experienced insurance professionals in the industry on behalf of 20 blue-chip insurance companies including, but not limited to John Hancock, Prudential, Lincoln Financial, MetLife, Genworth Financial, Banner, Lincoln Benefit Life and West Coast Life.

    Our only focus is to assist you, our broker, in finding the products, premiums and underwriting you need to best serve your clients. We accomplish this by providing you with superior 21st century technologies and pioneering business concepts focused on simplifying your life.

    Shaw American

    Shaw American Financial Corporation is one of the oldest wholesale Life Insurance, Long Term Care, Annuity and Disability brokerages in the United States. Shaw American is devoted to facilitating our brokers’ businesses and ensuring that each case is handled with the highest quality of care. We are true pioneers. Shaw American is also a founding member of the four leading Brokerage Marketing/Study Groups: LifeMark Distributors, Inc; The Risk Appraisal Forum; and The Brokers Health Insurance Network and the NA of In. Life Brokerage Agencies.


    Life Insurance, LTC, Disability Insurance, Annuities, Buy Sell, Buy-Sell, Long Term Care, DI, GUL, IUL, UL

    Borden Hamman Agency

    Borden Hamman is a national Brokerage General Agent who specializes in providing licensed insurance agents with creative solutions for their clients in the areas of Life insurance, Long-term care insurance, and Annuities. The Borden Hamman was founded on June 2, 1975 in Dallas, TX. Reed Ashwill was brought in from day one to help Sid Borden and Bob Hamman, the original founders, build a successful brokerage business. Reed bought out the partners of Borden Hamman in May, 1981.

    Through special marketing arrangements with a large number of insurance companies, Borden Hamman provides agents with a one-stop command center for their pre-sale and post-sale needs.

    Our ultimate goal with each agent who works with us is to build a long-term, mutually rewarding relationship. We understand that agents who work with us have unique needs. We believe our agents deserve specialized service oriented to how they do business. Our team is dedicated to problem solving and trained to pinpoint a client’s unique needs, investigate alternatives and provide workable solutions. Agents receive fully vested commissions from the insurance companies while Borden Hamman is compensated by the insurance companies through overrides.

    Agent Link

    For over 20 years, we’ve helped insurance agents sell more insurance, earn more commissions, and do more for their clients. Now – we want to work with you. Become one of the 5,000 agents nationwide who trust AgentLink as their carrier connection, trouble-shooter, continuing education resource, and general back-office support. We solve your problems quickly, so you can get down to selling – and we pay your commissions.

    Diversified Brokerage Services

    Diversified Brokerage Services (DBS) is one of the largest life brokerage general agencies in the United States and your one source for handling all your brokerage needs. We make doing business easier and more profitable for you!

    We provide brokers, agents, and financial planners with the highest level of service and one of the most comprehensive selections of Life, Annuity, Disability Income and Long Term Care products available.

    DBS was founded in 1968 as a brokerage wholesaler representing multiple carriers serving the upper midwest. Our goal was to provide a single outlet for insurance agents to supplement the products provided by their primary carriers. Over time we developed a number of business relationships with national and regional distribution systems and by 1989 had become a national organization with licenses in all 50 states. Today we've grown to more than 50 employees on staff to maintain the service standard you can expect from us.

    Millennium Brokerage Group

    Millennium Brokerage Group is a proven leader in life insurance brokerage solutions. Our most valued assets consist of our people and long-term partnerships we have earned with our dedicated producers and companies. Our leadership team has strategically developed an exceptional platform, providing the best tools to enhance your performance in the 21st Century and beyond.

    Plus Financial Network

    PLUS Financial Network is one of the leading brokerage general agencies in the Midwest. With over 60 years of corporate experience, our professionals are known and respected throughout the industry for their dedication, their vast knowledge, their ability to place tough cases and their friendly, personal service. At PLUS Financial Network, we do more than just illustrations. We provide comprehensive insurance solutions—we can handle the life, long term care, disability and annuity needs of any client. Our portfolio of more than 40 carriers enables us to offer the products people need. The expertise of our staff ensures that we can identify the best options for you, the advisor, and your clients.

    Formed in 2011, by the merger of Professional Life Underwriters Services, LLC (PLUS) and Midwest Financial Network (MFN), PLUS Financial Network is dedicated to bridging the gap between advisors and their clients’ needs. An extensive portfolio of carriers and products, knowledgeable staff, exceptional service and a commitment to providing the most innovative solutions available, without sacrificing advisor commissions, makes PLUS Financial Network an outstanding partner.

    Pinney Insurance

    Pinney Insurance Center, Inc. began as the R. Jan Pinney General Agency of Transamerica Occidental Life Insurance Company in 1972. Since our founding over 40 years ago, we have expanded from a regional, single-company agency to a national distributor with thousands of contracted agents and offices in California, Illinois, Maryland, Mississippi, North Carolina, Oklahoma, Texas, and Washington.

    Pinney Insurance is the premier provider of insurance and financial products for busy financial professionals. Pinney's goal is to develop long-term relationships based on trust and expertise, by providing relevant and accurate information to our brokers and clients.

    Victorson Associates

    Victorson Associates is a full service brokerage general agency working exclusively with insurance agents and financial services professionals.

    We are looking for a high-producing agents who would like to grow with us. We can help you grow your practice significantly, and that you will find your relationship with us to be extremely rewarding and worthwhile.

    Advisor's Choice

    Advisor’s Choice is a full service insurance brokerage firm whose focus is in support of Financial and Investment Advisors. When you trust Advisor’s Choice with your business, you can look forward to a professional, consultative and advisor-friendly insurance process. Advisors have found our “service first” culture translates to more satisfied clients and greater overall revenue for your practice.

    If you are an advisor where insurance is not the primary focus of your practice, you'll appreciate how a single source for all your insurance needs will simplify and streamline the entire insurance appointment, quote, case management and compensation process. You’ll find our selection of over eighty insurance carriers provides unprecedented access to the most competitive portfolio in the market for all major insurance lines including Life, Annuities, LTC, Disability and Asset-Based Care products.

    Brokers Alliance

    Providing 21st century solutions to 21st century insurance professionals, Brokers Alliance® is focused on delivering unique, innovative, and personalized support. As one of the country’s leading independently-owned distributors of life insurance and annuities, we provide solutions that capitalize on our practical field experience and harness the powers of new technology. The end result: you, the insurance professional, can attract and implement solutions for the 21st century client today with the promise of growing and sustaining that client's practice for tomorrow.

    Whether the primary focus of your practice is life insurance, annuities, or senior health solutions, the 21st Century independent professional must prosper in an environment driven by intense competition for increasingly-demanding clients. The 21st Century Client has many options for insurance and retirement solutions, ranging from resource-rich national firms to online platforms. They are seeking solutions that make sense in an unstable and uncertain economic environment; thus they are nervous and demanding. The 21st Century Client takes very little at face value – they want facts and figures that support your solution proposals, and they will research what you tell them (and research you as well). Brokers Alliance® understands todays’ environment.

    Futurity First Insurance Group

    Futurity First Insurance Group is a nationwide network of agents and advisors specializing in the financial security and retirement needs of seniors, pre-retirees, families, and businesses.

    Launched in January 2008, our mission is to provide our customers with the professional services of a community-based agent, a solution-based process to address their specific needs, and a choice of top-quality products from some of the leading insurance companies in the life and health insurance industry

    Futurity First operates a nationwide company with locally-based branch offices , Futurity First attracts trained, experienced insurance career professionals who truly believe in putting their customers’ needs first. Then we partner with leading insurance industry names to offer best-in-class insurance products.

    M3 Financial

    M3 Financial is a firm with a significant history. Since 1989 it has served the needs of financial professionals offering expertise in the annuity and life insurance arenas. Renamed M3 Financial in 2007, the firm is currently owned by Michael Bartolotta, Michael Gordon, and Michael Blank.

    Today, M3 Financial continues to assist local producers with fixed annuity sales. However, the wholesale distribution model is its primary focus and the core of its business. M3 Financial is partnered with more than 50 independent brokerage agencies to assist them in their pursuit of sales growth in the fixed annuity marketplace.

    The principals of M3 Financial and its staff bring a unique blend of experience to the table. Michael Bartolotta’s diverse background ranges from his days in personal production to the successful launch, growth, and eventual sale of his former agency. Michael Gordon used his short stint in a home office to learn the brokerage business while earning his MBA and spring-board to the Chief Marketing Officer position of a large national insurance marketing organization. Michael Blank has successfully built a large brokerage insurance agency and offers a wealth of experience in sophisticated markets. In addition, the M3 Financial sales staff has experience in everything from field support to product development.

    Empower Brokerage

    Empower Brokerage serves as a premier FMO in the insurance and financial services industries. Specializing in personalized educational attention, Empower Brokerage helps thousands of independent insurance agents nationally and provides agent and GA level contracting for nearly 100 insurance carriers in all Life & Health insurance sectors. Providing training and sales opportunities in Individual Health, ACA (Obamacare), Medicare Advantage, Medicare Supplements, Ancillary, Life Insurance, Annuities, International, and Group

    First American Insurance Underwriters

    Experience and knowledge make the difference…

    For more than 30 years, First American Insurance Underwriters has been the vehicle for the expanding brokerage business. We work with more than 40 insurance companies and are licensed in all 50 states. Together with our exceptional staff and use of industry technology, we have become one of the leading brokerage houses in the country. As life insurance people, we understand you. We've been there and done that. We've walked in your shoes.

    Maintains its position as a leader in the brokerage firm of choice by -

  • Providing quality products and superior service to producers and their clients nationwide.
  • Combining innovative and proven strategies to fulfill all our producers' brokerage needs.
  • Fostering a working environment of integrity, dignity and respect for all employees and producers.
  • Constantly seeking new opportunities to anticipate and exceed our producers' expectations.
  • Atlantic Insurance Brokerage

    Atlantic Insurance Brokerage markets an array of innovative financial services and products to help businesses, professionals, and individuals build, protect and preserve their hard-earned assets.

    Atlantic Insurance Brokerage takes a progressive and innovative approach to the brokerage market. We have teams of associates who specialize in impaired risks, jumbo cases, premium finance, advanced markets such as estate and retirement planning, and business insurance including succession planning, executive compensation and benefit planning.

    KAFL Insurance Resources

    Welcome to KAFL Insurance Resources!

    We are KAFL Insurance Resources, an exceptional employee owned national multi-line brokerage agency, that provides dedicated support and innovative resources to those who provide financial solutions.

    KAFL Strengths

    At KAFL, our goal is to help you increase your revenue without compromising your most valuable asset…your time. KAFL’s business model is dedicated to helping you uncover opportunities inside of your existing practice. Once we uncover the opportunities our team reduces the time and effort required to develop creative and accurate options for your clients, and works to implement their choices quickly and efficiently.

  • Product Availability – Access to 70+ carriers for Life, LTC, DI, Annuities, Employee Benefits & the Senior Market.
  • Creative Case Design & Knowledgeable Specialists – LTC, Senior Markets, Advanced Business & Estate Planning.
  • We Do Not Compete With You – We are not directly selling to the public.
  • Proactive Underwriting Management – Experienced Case Management team that is proactive with your business.
  • Specialized Services & Training – Professional Development & Continuing Education opportunities.
  • Tomorrows Financial Services

    Tomorrow's Financial Services, Inc. started in 1968 as a small insurance marketing organization. Since then, we have expanded beyond the insurance industry to become a complete financial services organization offering a full line of insurance and investment products along with mortgages and comprehensive financial planning services.

    With offices nationwide, we are home to 325 affiliated independent financial consultants who are fully licensed and qualified to provide our full line of products and services.

    As you explore our website, you will see that we have amassed an unparalleled array of financial products and services from which you can draw. As one of the few true "one-stop" financial services organizations, TFS remains committed to providing the highest level of customer service and marketing support while offering our associates the most generous overall compensation package in the industry.

    Trust Financial Services

    Why Trust Financial Services

    Trust Financial Services, LLC is a dedicated brokerage general agency. We pride ourselves on being able to provide complete solutions for all your clients’ life insurance needs. Trust Financial works hard to make sure that our clients have the combination of a well-rated insurance company with the right product, in addition to careful consideration to underwriting. We offer our advisors and planners specialized case design and impaired risk underwriting support. This delicate balance helps our brokers to better serve their clients. We value your business as much as you do. You can be assured that your cases will receive our utmost attention and commitment, always!