Employee Pooling, LLC (“EP”) is a business processing outsourcing center and back-office support company.At EP (“we”, “us”, or “our”) we are committed to maintaining the confidence and trust of all our users and visitors (“You” or “Your”) and safeguarding Your information and privacy. “You” and “Your” may apply where applicable to You as a person; Your business, firm, or agency;and Your customers and agents or anyone in connection with Your customers or agents.
If You have questions or concerns about anything mentioned in this document or in our Terms of Service, please contact us at the information in Section 13 (“Contact Us”) below.
EP has been organized and doing business since February 2011 as a round-the-clock processing center and back-office support company. As an offshoring business, EP is made up of two offices. The home, administrative office is in Nashville, Tennessee, United States of America. The service office, Employee Pooling Resources, Pvt. Ltd., is a separate legal entity located in Delhi, India that is owned and controlled by Employee Pooling, LLC. These businesses, and any other business in the Employee Pooling, LLC family of companies, are hereby together referred to as “EP” in this document unless stated otherwise.
When You use our website, You are generally considered anonymous; we do not engage in any activity that will personally identify You as a website visitors.We collect the following non-personally identifiable information automatically when Youuse our website.
We collect and store any information that You voluntarilyprovide to us when You directlycommunicate with us. This information may include, but is not limited to, the items on the following list.
When You take steps to or begin to use our products or services, You may provide us sensitive“Confidential Information”.We do not search or mine for this Confidential Information; rather, we will prompt You for this Confidential Information when we need it. We only begin our services and obtain this Confidential Information from You with Your advance consent and permission when You send it to us. You voluntarily give us this Confidential Information so we can deliver our products and services to You and fulfill any obligations we have to You.
Confidential Information could be anything and may be necessaryfor us to deliver our products and services to You. We use the term “Confidential Information” as a collective definition in this documentfor information that may include, but is not limited to, the items on the following list.
We use Your Personal Information, including the Confidential Information in Section 3(c)(i), to fulfill a variety of business purposes such as respond to Your questions and provide You services (e.g., enter the information into your Case Management System or Agency Management System and submit the information to various insurance carriers); provide You with access to certain areas and features of various platforms that use our products or services; purchase history and Your invoices; verify Your identity; communicate with You about Your account and activities with us; create a remote connection to Your computer with Your permission to complete services contracted for; or communicate with You about various company updates and products or services that we think You may be interested in. We do not intentionally communicate with any of Your clients, customers, or agents; rather, only with You or people internally at Your company or organization. If we do otherwise, You may notify us.
Examples of authorized agents or entities that we may need to communicate Your Personal Information to include companies we’ve hired to protect and secure our computer systems and services. These companies may need access to Your Personal Information to provide those functions.Other examples of authorized third parties include banks and other entities that process payment transactions or provide other financial services. When You provide payment data to make a purchase, we may share payment data with these institutions for fraud prevention and credit risk reduction. We may also disclose any Personal Information as part of a corporate transaction such as a merger or sale of assets.
Any authorized third parties that we work with must abide by our data privacy and security requirements and are not allowed to use Your Personal Information for any other purpose.
We may receive information about You from third parties in the industries where we operate such as insurance carriers, mortgage companies, law firms, or other reporting agencies and medical or healthcare providers. If you attend industry tradeshows or conferences or on another website, for example, and opt-in to receive information from us, then these third parties will submit to us Your e-mail address and other contact information about You so that we may contact You as requested. You may also choose to participate in a third-party application or feature (such as one of our Facebook or LinkedIn pages) through which You allow us to collect information about You, including Your name, location, usage information, and personal information, such as “likes” or comments You share.
You control Your Personal Information that You provide to us. However, keep in mind that delivering our products and services to You would not be possible unless we have access to and use Your Personal Information, including the Confidential Information in Section 3(c)(i). If You choose not to provide us with certain Personal Information, You may not be able to take advantage of some or all of the services that we offer. Except as otherwise provided in Section 5 (“Sharing of Information”), we will not sell, share, or communicate any of Your Personal Information with any third party without your consent.If You wish to modify, verify, correct, or delete any of Your Personal Information collected through our products or services, then You may contact us with Your instructions.
In accordance with our routine record keeping and compliance with certain federal privacy laws, we may also manually delete certain records that contain Personal Information that You have submitted to us and certain records containing Your Personal Information may be deleted automatically. We are under no obligation to store such Personal Information and disclaim any liability arising out of or related to the destruction of such Personal Information. We are under no obligation to notify You if and when Your Personal Information is deleted or removed from our records.
It may not always be possible to completely delete or remove all Your Personal Information from our records or databases without some residual data remaining. The reasonsfor this are that we may be required to keep backups in certain circumstances,and the nature of technology often does not allow a complete removal of all information without a trace remaining. We will retain most Personal Information for as long as we provide service to You. We will also retain and use any and all information necessary to the extent to comply with our legal obligations; resolve disputes; enforce our agreements; and protect our rights, property, and safety.
We do not control certain privacy settings and preferences maintained by social media, like Facebook, LinkedIn, and Twitter. If You wish to make changes to those settings and preferences, You may do so by visiting the settings page of the appropriate social media website.
We are committed to the security, integrity, and privacy of Your information. We must handle sensitive information, like PII andPHI, as defined in HIPAA and its related regulations, to perform services for our customers. As such, we have in place physical, administrative, and technical safeguards to make the protectionof Your information a priority in our business dealings. Under certain arrangements where PHI is involved, we will provide You with the appropriate Terms of Service document that also acts as a “Business Associate Agreement” under HIPAA and its related regulations.
EP security policies cover the management of security for both our internal operations as well as our services and apply to all our employees, agents, and contractors. We providea brochure describing our basic security procedures as a general reference for our prospective and current customers to demonstrate our dedication to a secure environment to protect information. You may request a copy of this security brochure by contacting us.
Our company and security policies maintain ISO/IEC 27001:2013 information security standards, and we can proudly demonstrateour dedication to information security by providing You a copy of our ISO/IEC 20071:2013 certificate upon request.The International Standards Organization (“ISO”) / International Electrotechnical Commission (“IEC”) is a joint standardization subcommittee of the ISO who publishes the ISO/IEC 27001 information security standard. The ISO/IEC 27001 certification demonstrates standards for information technology, security techniques, and information security management systems. The last revision of ISO/IEC 27001 standards were in 2013; hence, the latest standard is titled “ISO/IEC 20071:2013”.
While we take every step to ensure the security of Your information, please note that no electronic data transmission or storage of information is infallible and 100% secure. Therefore, we cannot ensure or warrant the absolute security of any information You transmit to us, and Youconsent to our services and provide us with Your information with that risk in mind.
Our Terms of Service (called an “Administrative Services Agreement” under certain arrangements)generally includes various provisions that describe in detail the extent and nature of our relationship with You; the term of our relationship; what happens in event of termination of our relationship; nondisclosure provisions; details on dispute settlement, remedies, and limitation of liability; and other representations.
We have different Terms of Service or Administrative Services Agreements depending on our relationship with You and the type of business, firm, or agency that You operate. Under certain arrangements, our services agreements may also act as a “Business Associate Agreement” under HIPAA and related regulations if PHI is involved in our service arrangement with You.Some agreements may also include a rate schedule or additional exhibits or addenda,that describe or explain how we calculate rates and fees in our particular service arrangement with You.
By signing up for our services, You understand and agree not to hold us liable and/orresponsible for any activities, failures, downtime, theft of information, and/or other occurrences that negatively affect Your information, Your business, or the information of the contacts inside of youraccount due to our actions or omissions or any other any outside service provideryou integrate with.
The Agreement and any part thereof will be governed by, construed, and interpreted in accordance with the law of the State of Tennessee. Any dispute arising under any part of our Agreement with You shall be resolved in accordance with the law of Tennessee, excepting that body of law relating to conflicts of laws. In any action relating to our Agreement with You, the Parties irrevocably consents to the exclusive jurisdiction and venue of the federal and state courts located in the State of Tennessee.