EP Underwriting Services
Transform Your Underwriting
with Employee Pooling
Underwriting is the heart of every successful insurance placement. It’s also one of the most resource-intensive parts of your business. Employee Pooling provides highly trained underwriting professionals and advanced tools to streamline every stage of the process, from prequalification to case consultation.
Our team blends cutting-edge technology with human expertise to help you accelerate turnaround times, reduce administrative burdens, and deliver the kind of accuracy and accountability your producers and clients demand.
Whether you need medical record summaries, case assessments, or access to actuarial data, EP’s underwriting services ensure your business runs smarter, not slower.
What We Offer
Prequalification & Informal Management
- Accelerated informals with 24-hour turnaround
- RiskID report with labs, Rx history, and actuarial risk scoring
- Quick-quote submissions with 1–2 day turnaround
- Case consultation for complex impairments
Medical Record
Summaries
- Carrier-certified summaries prepared by healthcare professionals
- Includes APS page numbers for quick reference
- “Summary of the summary” format for fast underwriting decisions
Data Access And
Retrieval
- Electronic and traditional medical record retrieval (secured in under 10 business days, on average)
- Access to Rx and lab databases (supported by Quest Diagnostics, LabCorp, and top PBMs)
- Medical claims data and physician records
Rated Case
Support
- Summarize impairments and submit for quick quotes
- Blind email tentative offers within 2 business days
- Full summaries for multi-impairment cases
- Underwriter consultation to guide next steps
EP Underwriting Toolbox
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Risk Identifier
(RiskID)
Physician-ordered labs, Rx history, actuarial scoring, and Hannover Re class assessment overlay
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Medical
Claims Data
Comprehensive claims history to evaluate long-term risk
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Experienced Underwriters:
U.S.-based, multi-carrier, and BGA-experienced underwriters for consultation, assessments, and advocacy
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Traditional Medical Record Retrieval
On average, most secured in under 10 business days
Why Choose Employee Pooling for Underwriting?
01
Faster Decisions
24-hour accelerated informals and 1–2 day quick-quote submissions
02
Deeper Expertise
U.S.-based underwriters with carrier and BGA experience
03
Seamless Integration
Works with your current systems and case management workflows
04
Scalable Support
Expand capacity without the overhead of in-house hiring
05
Accountability First
Every case is managed by trained professionals, not left solely to technology
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Zero recruitment overhead
Leave staffing costs behind and scale up your team and operations to suit your needs – paying only for the hours you need.
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Eliminated turnover risk
Our pre-screened, pre-trained professionals are ready to step in as needed for built-in redundancy and continuity.
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Scalable operations
Our solutions adapt quickly and easily to your fluctuating business needs.
Who We Serve
Employee Pooling supports BGAs, IMOs, FMOs, carriers, and wealth management organizations with underwriting solutions that fill the gaps technology and traditional staffing can’t.
With more than 280 highly trained professionals serving over 180 organizations, we provide underwriting services that help your business grow while keeping your service standards high.
Let’s Transform Your
Underwriting Process
Stop letting backlogs, delays, and complex medical records slow your growth.
With Employee Pooling’s underwriting services, you’ll gain the people, processes, and technology to move faster and smarter than ever before.
Book a call today to see how EP can scale your underwriting capabilities.
